Terms & Conditions

The information provided by Femme Finances is intended for educational and informational purposes only and should not be construed as financial, legal, or tax advice.

Although we strive to provide accurate, up-to-date content, we make no representations or warranties of any kind—express or implied—about the completeness, accuracy, reliability, suitability, or availability of any information, products, services, or related graphics contained on the website for any purpose.

Nothing on this website constitutes professional financial advice, nor does it create a client-adviser relationship. You should always consult with a qualified financial adviser or other licensed professional before making decisions based on any information found on this site.

By using this website, you acknowledge and agree that any reliance you place on such information is strictly at your own risk. Femme Finances accepts no responsibility or liability for any loss or damage, including but not limited to indirect or consequential loss, incurred by users relying on the content provided.

Last updated: 01/08/2025

Welcome to Femme Finances. These Terms and Conditions ("Terms") govern your use of our website [www.femmefinances.co.uk] and all services, content, resources, and materials provided by Femme Finances ("we", "us", or "our"). By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our site.

1. Educational Purpose Only – No Financial Advice

All information and resources provided on this website, including but not limited to blog posts, downloadable guides, templates, courses (free or paid), and emails, are for educational and informational purposes only.
Nothing on this website constitutes, or is intended to constitute, financial advice.
You should consult a qualified financial adviser before making any financial decisions. Use of this website does not create a client-adviser relationship.

2. Who Can Use This Website

You may use this website only if you are:

• At least 18 years old, and

• Capable of entering into a legally binding contract.

Use of the website is not permitted in jurisdictions where such use would violate local laws or regulations.

3. User Conduct

You agree not to:

• Use the website for any unlawful purpose;

• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the website without express written permission;

• Upload or distribute malicious code or content.

We reserve the right to suspend or terminate your access to the website at our discretion, without notice, if we believe you have violated these Terms.

4. Purchases and Payment Methods

Some resources on this site are available for purchase. Payment methods may include:

• Credit/debit cards

• PayPal

• Other methods as listed at checkout

All prices are listed in GBP (£). We reserve the right to modify pricing, discontinue or alter products or services at any time without prior notice.

5. Free Resources

We may offer free downloads, guides, or other digital products. These are also subject to these Terms and may not be resold, altered, or redistributed without our written consent.

6. Refunds and Cancellations

Due to the digital nature of our products, all sales are final. We do not offer refunds for downloadable or instantly accessible materials, unless required by law.

If you have any issues with a purchase, please contact us at [insert email address] and we will aim to resolve it promptly.

7. Intellectual Property

All content on this site – including text, graphics, logos, branding, downloads, and videos – is the property of Femme Finances or its content suppliers and is protected by copyright and intellectual property laws.
You may not use, copy, reproduce, distribute, or modify any content without our express written permission.

8. Changes to the Website and Terms

We reserve the right to change, update, or remove parts of the website or its offerings at any time.
We may update these Terms from time to time. The most current version will always be posted here, and by continuing to use the site after changes are made, you accept the updated Terms.

9. Disclaimer of Warranties

We make no warranties or representations about the accuracy, completeness, reliability, or availability of the website or its content.
Use of the website is at your own risk. The website is provided "as is" and "as available" without warranties of any kind, either express or implied.

10. Limitation of Liability

To the maximum extent permitted by law, Femme Finances shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of (or inability to use) the website or its content.

11. Governing Law

These Terms are governed by the laws of Scotland. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the Scottish courts.

If you have any questions about these Terms, please contact:
📧 hello@femmefinances.co.uk